Why take out your Senior Life Insurance with Getlife?
In short, Getlife's life insurance for the over 50s is a product that always thinks about the needs and objectives of each policyholder. It is a product created by people like you, who know what you really need and who will explain all the information you need at all times. It is a policy that is easy to take out and manage and that adapts to you in whatever circumstances and at whatever stage of life you find yourself
This product for seniors aims to fully cover all the needs and objectives of people of this age and above. A person over 65, for example, finds it very difficult to find a product with the right conditions in today's market.
That's why Getlife has created a fairer insurance policy, which can be taken out in just a few minutes without the need to undergo medical examinations or submit reports. Just by answering a short questionnaire, the premium price is calculated, the best product for each person is offered and insured instantly.
The Getlife policy is a completely transparent life insurance policy, in which each person can count on the personalised advice of an expert. He or she will not only explain all the conditions of the product and resolve any doubts that may arise, but will also accompany the policyholder throughout the entire contracting process. What's more, once the product has been taken out, the insured can request help from his advisor at any time for any procedure he may need to carry out.
Coverage included:
This product will provide financial assistance to persons of the policyholder's choice in the event of the policyholder's death. It can also be used to support the insured person if he/she suffers an Absolute Permanent Disability.
With the compensation money that the beneficiaries receive, they will be able not only to cover their daily needs but also to cover outstanding debts, such as the mortgage loan, cover the costs of their children's studies or any other expenses they want. In the case of invalidity benefit, all expenses arising from the insured person's new situation may also be covered.
Ultimately, the main benefit that the insured obtains from a life insurance policy is the peace of mind of knowing that no matter what happens, even if he is no longer around to protect his loved ones, they will be well protected and will not have to worry about debts, loans or financial problems that may arise.
Conditions:
The main requirement for taking out a life insurance policy for seniors is to be between 50 and 74 years of age. However, you can be insured up to the age of 80.
In addition to this, there are some other circumstances that also influence the possibility of contracting this product. One of the most important is the health situation of the insured person. It is true that our product is suitable for people with pathologies such as diabetes, hypertension, hypercholesterolemia, etc. There are more serious illnesses that could be an obstacle to purchasing insurance.
Another essential requirement for insurance is the payment of the premium. As long as payment is made, the policy is active and the insured is covered.
Life policies without medical examinations Getlife's product can be taken out without medical examinations or reports. The risk is measured by means of a health questionnaire, which also asks a number of questions about the insured person's situation, such as age, hobbies or work activity.
Supplementary guarantees:
When we talk about the guarantees of a life insurance policy, we refer to the risks that are covered by the insurance policy. This term is often confused with insurance coverage, but it should be borne in mind that by coverage we mean all the protection provided by these products, not only the guarantees, but also other conditions such as capital or additional services.
Within life insurance, the main risk is always death, and from there, different additional or supplementary guarantees can be chosen.
The maximum age for taking out this type of product varies depending on the institution, although it is usually around 65 years of age. In the case of Getlife, this is somewhat higher, up to 74 years in the case of the basic death cover.
It should be noted that the maximum age will depend on the guarantees taken out. Generally, the supplementary guarantee of Absolute Permanent Disability can be contracted up to an age limit lower than that of death. In Getlife, this limit is set to 64.
The maximum age for taking out a life product with Getlife is 74 years for the death guarantee. In this situation, the insured may renew the policy and remain subscribed until the age of 80.
If you wish to take out the supplementary Absolute Permanent Disability guarantee, this limit is slightly lower. The maximum age to purchase the insurance is 64 years old and you can be covered up to the age of 70.
Advantages:
We offer transparency at all times, the insured will always be informed about the coverage, exclusions, benefits and other features of your product. Our experts will answer all your questions before you sign up.
A fair price that is adapted to each customer's situation. We value all situations in order to offer the best price and the best product to each of our customers.
The main difference with traditional insurance offered by other companies is the use of new technologies and artificial intelligence in the different processes. These advances allow the policy to be taken out quickly and easily, without paperwork and avoiding the tedious and often weeks-long processes of other companies.
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