Not only in the event of your death, but also in the event of absolute permanent disability that prevents you from returning to work and thus bringing home an income. This will not only allow you to pay your daily expenses, but will also help you with the new costs that your condition causes.
The sum insured will go directly to your beneficiaries and they will be able to use the money for whatever they consider necessary. Food, studies, materials, clothing and all the needs of your partner, children and dependents.
We give you 3 reasons to take out family life insurance with Getlife:
Security at the best price
To fully protect the people you love the most. The main reason to take out a family protection life insurance policy is to secure your future, your partner's future and that of your children. Affordable to protect all households, with monthly payment and no surcharge.
Peace of mind for you and your family
Tailored to your family. This policy gives you peace of mind, knowing that if something happens to you, the people you love most will have financial support to help them move on after their great loss. The life insurance that fits your family's needs. Modify your policy conditions if, for example, your family grows.
Ease: online and fast
An easy, online and fast contracting process. You will get a product that is easy to manage and adapts to you and your situation at all times. If you have a child and you think you will need to take out more capital and add him or her as a beneficiary, you can do so at any time. Similarly, if your children grow up and are no longer financially dependent on you, you can reduce the capital in your customer area with a single click.
Getlife family life insurance protects you and your family's future.
If something happens to you, your partner, children and/or family members will be able to count on financial support that will allow them to continue without problems. Our life insurance has the following coverage:
Main - Death from any cause
When you take out this product, the most important thing to look at is what your life insurance covers. A policy of this type always covers the death of the insured, whether it is natural death, death due to illness or an accident (including traffic accidents). Therefore, your family will be protected if you die, whatever the cause.
Supplementary - Absolute Permanent Disability
In addition, if you take out the Absolute Permanent Disability cover, not only will you be protecting the future of your loved ones in the event of death, but you will also be protecting yourself in the event that you are unable to continue working due to disability for any reason. However, it is true that there are some situations in the contract that are not covered by the policy. These are the so-called exclusions that we will look at in the next section.
At Getlife we have created an easy, fair and transparent product. Therefore, when you take out your product, you will be able to know perfectly well all the conditions agreed with the insurance company.
In addition, if you need to, you can contact a life insurance specialist to explain everything to you and answer any questions you may have.
For life insurance to be active, there must be a valid contract signed by the insurance company and the policyholder. It will reflect the details of the parties involved in the insurance, their rights and obligations, the agreed conditions, such as the guarantees, the capital and including all the exclusions of the policy.
At all times, the contracting party will be able to know all the conditions and if he/she has any doubts, he/she can ask one of our life insurance experts to explain them to him/her.
Insured persons will always get a fair price adapted to their situation, based on the data provided in the questionnaire. And you will get a flexible product that you can modify as you see fit. You can modify the data and conditions of the contract at any time through your customer area.
Are all accidents covered by family life insurance?
Family life insurance covers natural or accidental death, but there are some cases in which you will not be covered by the policy. The main eexclusions are accidents resulting from hazardous sports, and work related to aviation and bullfighting. Nor does it cover illnesses and accidents prior to the signing of the insurance contract.
Life insurance for your family comes at an affordable price with Getlife. Tailored to your situation and needs. You will be able to pay month by month for your convenience and there will be no surcharge.
The application process can be completely online, but if you need it, there are life insurance experts available to answer all your questions and help you through the whole process. They will be able to advise you on what guarantees you need, what capital to take out or who to choose as the beneficiary of your policy.
Although, as a general rule, there are exclusions in life insurance policies such as some pathologies, those pathologies of medium seriousness, can be covered, but in exchange an additional premium must be paid, and many times, you will not have the possibility of taking out supplementary guarantees such as Absolute Permanent Disability.